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Brinks Report > Blog > Business > Japan’s Nippon Steel Plans Loan to Fund $14.9 Billion U.S. Takeover
BusinessWorld

Japan’s Nippon Steel Plans Loan to Fund $14.9 Billion U.S. Takeover

Dolon Mondal
Last updated: July 5, 2025 5:48 pm
Dolon Mondal
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Japan’s largest steelmaker, Nippon Steel, is making a powerful move in the global steel game. On Wednesday, the company announced it would raise 800 billion yen (about $5.6 billion) in subordinated loans. The money will partly fund its massive $14.9 billion deal to buy U.S. Steel. It will also help repay earlier debts.

In June, Nippon Steel took a bridge loan of 2 trillion yen to help pay for the U.S. Steel deal. Now, it plans to use 500 billion yen from the new loan to pay part of that back. The rest—300 billion yen—will replace an older subordinated loan worth 450 billion yen.

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The 500 billion yen loan will be handled by Japan’s top banks. These include Mitsubishi UFJ, Sumitomo Mitsui, Mizuho, Sumitomo Mitsui Trust, and the Development Bank of Japan. This deal will be closed by September 18. Meanwhile, the 300 billion yen loan will be issued earlier, on July 22, by four banks: the three megabanks plus Sumitomo Mitsui Trust.

Nippon Steel is not just throwing money around. The company is being smart about how it manages this huge investment.

Also Read Trump Gets Special Power in US Steel Deal with Japan’s Nippon Steel

A spokesperson said the rest of the 2 trillion yen bridge loan—about 1.5 trillion yen—will be paid through a mix of methods. These will depend on interest rates, market changes, and other factors. Importantly, the company says it will try to avoid any move that would lower its earnings-per-share (EPS).

After this deal, Nippon Steel’s debt-to-equity ratio rose from 0.35 to 0.8. This happened because of the big loans and the sale of its stake in a joint venture with ArcelorMittal in the U.S. That sale was made to help get the green light for buying U.S. Steel.

Still, Nippon Steel is confident it can handle the numbers. By March 2026, the company wants to bring its debt ratio down to the 0.7 range. It plans to do this through earnings, asset sales, and better cash flow.

This move shows that Nippon Steel is not afraid to take bold steps. It sees big value in the U.S. market and is ready to invest smartly. This is not just a business deal—it’s a strategic leap.

With this acquisition, Japan’s steel leader is sending a clear message: it’s playing to win on the global stage.

Also Read Foxconn Posts Record Q2 Revenue, Flags Global and Currency Concerns

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